The Affordable Care Act, also known as Obama Care or Patient Protection and Affordable Care Act PPACA, is the law that mandates that everyone in the United States maintain health insurance coverage.
To achieve this, the law establishes “health insurance exchanges” for people who do have access to health insurance; establishes new rules for what insurance plans have to cover and how much they can charge for certain services; and establishes supports for people who cannot afford health insurance coverage.
Affordable Care Act aims for
- more access to health insurance for those without insurance
- more affordable insurance coverage
- stronger, non-discriminatory insurance coverage
- improving quality and lowering healthcare costs